A question we often get here at Loeschen Law Firm is if the client should file a claim with their auto insurance company after an accident. The main concern when filing a claim is they do not want their insurance rate to increase. If the accident is not your fault, sometimes it seems easier to [...]

Virginia allows “stacking” of automobile insurance policies, which means that sometimes it is possible to apply multiple insurance policies to the same accident or loss, thus increasing the amount of insurance coverage available to the person who is injured. The Virginia law is specific as to the circumstances when multiple insurance policy coverages will apply, [...]

By now everyone knows that Al Jazeera published a story about Peyton Manning taking human growth hormone in violation of NFL rules,  and now the “source” of the story has recanted the statements.  Although the Loeschen Law Firm blog normally declines to get too involved in topical matters in the media, the implications of this [...]

When Do I need Renter’s Insurance?  Renter’s insurance covers personal property and not the actual structure, whether it is a home or apartment where you live. It is designed to provide coverage for personal possessions in the event of a natural disaster such as fire or flood, as well as theft. All renter’s insurance [...]

Accidents Happen: 3 Loeschen Law Guidelines to Knowing When You Should Hire an Auto Accident Lawyer If you have an auto accident, how do know if you need a lawyer? It’s easy to think you may need a lawyer for every accident. We are bombarded with advertisements promising “full and fair compensation” from various law [...]

Believe it or not,  some lawyers do stuff for free.  We do. According to the National Institutes of Health, an estimated 30.8 million American adults (14.8 percent) meet standard diagnostic criteria for at least one personality disorder as defined in the American Psychiatric Association’s Diagnostic and Statistical Manual of Mental Disorders-Fourth Edition (DSM-IV). This [...]

Square Trade, the third party electronics and smart phone insurer, provides anything but a square trade.  Square Trade is  without question the biggest ripoff  encountered this past year. Square Trade does not have adequate inventory to cover replacement coverage on new iphones, and does not ship a replacement phone as soon as a claim [...]

The Loeschen Law Firm wishes everyone a Happy Fourth of July.  Given the landmark decisions of the US Supreme Court this past term,  regardless of which side of the issues you are on (and we have clients who are on both) no one can deny the tremendous privilege we all enjoy living  in a [...]